The sad saga of 38 Studios took an even more depressing turn Thursday afternoon. The beleaguered game maker run by former Boston Red Sox pitcher Curt Schilling abruptly laid off all of its employees, effective immediately. Insiders at the company say they also learned their health insurance will run out at midnight. Employees learned of the layoffs through an internal email, which Gamasutra has obtained. It reads: ''The Company is experiencing an economic downturn. To avoid further losses and possibility of retrenchment, the Company has decided that a company wide lay off is absolutely necessary. These layoffs are non-voluntary and non-disciplinary.This is your official notice of lay off, effective today, Thursday, May 24th, 2012.'' Meanwhile, a person claiming to be a now-former employee of the company told Kotaku that no one has been paid since April 30 -- and company officials have not communicated the status of things to workers throughout the proce...